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Bonking for money to be built into the next iPhone

Just rub it against the sweet spot to get what you want

Cloud based data management

Dismantling code allegedly from the next iPhone 9-to-5 Mac has discovered Near Field Communications embedded in the hardware, paving the way for Apple Commerce come 2013.

The code comes from two prototype handsets 9-to-5 Mac reckons are knocking around Cuppertino in the hands of trusted developers and engineers. The rumour site has already revealed a larger screen close enough to 16:9 to show proper video, but now reports that the iPhone being launched by Apple in October will sport electronic payments using the NFC standard.

The news isn't shocking, Apple has long been interested in NFC as its patent portfolio shows (Apple has patented all sorts of applications for NFC beyond paying by bonk), not to mention various recruitments in the field, but knowing that it's coming in October will put the pressure on Google to make more of the lead it has with Google Wallet and show that Microsoft's own offering (which comes with Windows Phone 8) is not a moment too soon.

Apple's Passbook application, part of the already-announced iOS refresh, is an obvious candidate for NFC integration as it already stores tokens and boarding passes - items which transition to short-range radio very elegantly - but 9-to-5 Mac's information is lacking in the critical detail of whether Apple will be prepared to cede any control to the network operators who have to pay for the iPhones we all use.

Google lets the operators play; the current generation of Android handsets support SIM-based wallets through the SWP (Single Wire Protocol) the operators prefer, but those wallets have to exist in competition with Google's own offering. Microsoft, meanwhile, is happy to let the operators own that space and seems to be making no move to try and control the electronic wallet in Windows Phone 8.

Apple has, reportedly, been talking to banks about getting their payment cards onto the next iPhone, which would indicate that Cupertino intends to have its own wallet on the phone: so the only question is whether Apple will let the operators put a wallet on the SIM or decide to lock them out entirely as it did with ring tones, downloadable games, and music.

The operators might decide to reduce the iPhone subsidy or switch their promotional efforts to Microsoft, but one underestimates the craven nature of operators at one's peril - Apple is still the coolest kid on the block, the one everyone wants to be seen with, even if that means ceding one more market to the legacy of Steve. ®

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End of Cash

Nothing is more convenient than handing someone a note that promises to pay the bearer on demand the sum of X amount of money. No batteries required, no dodgy insecure radio transmissions going on, no chance of fiddling from data miners.. It Just Works.

Cash is going nowhere.

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Anyone else read the article like:

"Next version of Apple phones will have the feature that most other phones being sold with today also have"

?

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Yes, and another thing:

We will get used hearing things like "sorry, paying via NFC only works if you have an iPhone".

Just the same way as nobody bothers to implement their latest little online advertising doodad for anything else these days, often not even for Android. Yes, that means you are limiting your audience with levity, excluding people from your brand experience because someone was too lazy to do a platform-agnostic implementation. Basically, you're telling people to go fuck themselves because you think they bought the "wrong" phone, even what you are selling is cars, or detergent, or whatever else that is not an Apple product. Probably one of the more stupid things to do when it comes to selling stuff to people – but who am I to judge.

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