Feeds

Mobile wallet opens

Payments up to a tenner

Providing a secure and efficient Helpdesk

PayForIt is another mobile wallet scheme, this time backed by all the major operators and launched with the limited aim of taking payments for ringtones, games, and other mobile content.

PayForIt is designed to provide a consistent interface regardless of the network operator, managed by licensed third parties and integrated into the browsing experience.

A vendor wanting to sell ringtones does a deal with one of these third parties, who have in turn made arrangements with the network operators. The vendor puts the link beside their content, and the user sees a consistent interface which takes their payment and notifies the appropriate network operator, checking their balance in the case of pre-pay.

The network operator gets a cut of the transaction, as does the third party, the rest goes to the content vendor. The system won't mean more money for anyone involved, but it should mean more flexibility and a smoother user experience.

The user is identified by their connection, as opposed to SIM-based systems which have been tried in the past. This means it won't work if you're connected by Wi-Fi or similar, though that shouldn't be a significant issue for a while at least.

The brand, and logo, is supposed to engender a confidence lacking in premium-rate messaging systems, while also adding the capability to bill for any amount: starting from a penny and up to a tenner.

Mobile billing systems are often characterised by a core system; originally designed to count voice minutes, onto which a messaging system has been bolted, with some form of pre-payment slapped on top; the whole thing being pasted together with a sticky tape and string.

The messaging system, designed to count bundles of 160 characters, is now being asked to do more as video streaming, subscription services and international roaming make billing even more of a nightmare.

Using SMS to bill for content presents several problems: the amounts that can be billed are limited to pre-determined quantities; with multiple messages used to make up larger amounts, and the user experience is pretty poor: reverse-billed messages arrive in an inbox unconnected with the phone's browser, and off-portal services (not run by the network operator) often require the user to compose esoteric messages to pre-determined numbers to pay for content.

In theory PayForIt could open the door to the much-heralded micro-payment economy, but in reality it's more likely to just make it easy to get the Crazy Frog on your phone.

Security for virtualized datacentres

More from The Register

next story
HBO shocks US pay TV world: We're down with OTT. Netflix says, 'Gee'
This affects every broadcaster, every cable guy
Same old iPad? NO. The new 'soft SIMs' are BIG NEWS
AppleSIM 'ware to allow quick switch of carriers
Arab States make play for greater government control of the internet
Nerds told to get lost in last-minute power grab bid at UN meeting
iPhone 6 shunned by fanbois in Apple's GREAT FAIL of CHINA
Just 100 Beijing fanbois queue to pick up new mobe
Brits: Google, can you scrape 60k pages from web, pleeease
Hey, c'mon Choc Factory, it's our 'right to be forgotten'
Of COURSE Stephen Elop's to blame for Nokia woes, says author
'Google did have some unique propositions for Nokia'
It's even GRIMMER up North after MEGA SKY BROADBAND OUTAGE
By 'eck! Eccles cake production thrown into jeopardy
prev story

Whitepapers

Forging a new future with identity relationship management
Learn about ForgeRock's next generation IRM platform and how it is designed to empower CEOS's and enterprises to engage with consumers.
Win a year’s supply of chocolate
There is no techie angle to this competition so we're not going to pretend there is, but everyone loves chocolate so who cares.
Why cloud backup?
Combining the latest advancements in disk-based backup with secure, integrated, cloud technologies offer organizations fast and assured recovery of their critical enterprise data.
High Performance for All
While HPC is not new, it has traditionally been seen as a specialist area – is it now geared up to meet more mainstream requirements?
Saudi Petroleum chooses Tegile storage solution
A storage solution that addresses company growth and performance for business-critical applications of caseware archive and search along with other key operational systems.