Feeds

How to check your customer is over 18 and still alive

1, 2, 3... clear

  • alert
  • submit to reddit

Security for virtualized datacentres

By adding less than two seconds to an e-commerce process, website operators can now check the age, identity and vital status of customers against the UK Electoral Roll, BT directory enquiries, a credit reference database and a mortality database.

The new service to reduce card fraud and assist compliance with legal age restrictions comes from payment service provider Metacharge. Working with 192.com it integrates the automated age and identity checking service with payment processing.

It isn't cheap: at £1.50 per query, Metacharge is targeting only the high-risk operators, in particular the online gaming industry. But the London-based company also points out that fraudulent card usage is costing over £1m a day in the UK.

Managing Director Scott Law told OUT-LAW that online gaming "is a magnet for fraud". He said that the fastest growing form of identity theft is not phishing; it is taking the identities of dead people and using them to get credit. So a check against a mortality database tells an offshore internet casino if its latest poker player is a corpse.

"Anyone with age-restricted goods or services or high value items, like consumer electronics, can benefit," said Law. It may also be of interest to banks taking online credit card applications, although Law is focusing on his gaming industry customer base for now.

This customer base has a good opportunity for growth over the next two years.

Currently, it is legal for British residents to bet or gamble online from home. About 800,000 adults do so every month, according to the Department of Culture Media and Sport. It is also legal to run a site in the UK that takes bets for, e.g., horseracing.

However, it is not lawful for a company to run an online casino if its equipment and payment processing are in Britain because the Gaming Act of 1968 requires punters to be present in person where the gaming is taking place. This is set to change.

Secure remote control for conventional and virtual desktops

Whitepapers

Forging a new future with identity relationship management
Learn about ForgeRock's next generation IRM platform and how it is designed to empower CEOS's and enterprises to engage with consumers.
Why cloud backup?
Combining the latest advancements in disk-based backup with secure, integrated, cloud technologies offer organizations fast and assured recovery of their critical enterprise data.
Win a year’s supply of chocolate
There is no techie angle to this competition so we're not going to pretend there is, but everyone loves chocolate so who cares.
High Performance for All
While HPC is not new, it has traditionally been seen as a specialist area – is it now geared up to meet more mainstream requirements?
Intelligent flash storage arrays
Tegile Intelligent Storage Arrays with IntelliFlash helps IT boost storage utilization and effciency while delivering unmatched storage savings and performance.