Feeds

How to check your customer is over 18 and still alive

1, 2, 3... clear

  • alert
  • submit to reddit

The essential guide to IT transformation

By adding less than two seconds to an e-commerce process, website operators can now check the age, identity and vital status of customers against the UK Electoral Roll, BT directory enquiries, a credit reference database and a mortality database.

The new service to reduce card fraud and assist compliance with legal age restrictions comes from payment service provider Metacharge. Working with 192.com it integrates the automated age and identity checking service with payment processing.

It isn't cheap: at £1.50 per query, Metacharge is targeting only the high-risk operators, in particular the online gaming industry. But the London-based company also points out that fraudulent card usage is costing over £1m a day in the UK.

Managing Director Scott Law told OUT-LAW that online gaming "is a magnet for fraud". He said that the fastest growing form of identity theft is not phishing; it is taking the identities of dead people and using them to get credit. So a check against a mortality database tells an offshore internet casino if its latest poker player is a corpse.

"Anyone with age-restricted goods or services or high value items, like consumer electronics, can benefit," said Law. It may also be of interest to banks taking online credit card applications, although Law is focusing on his gaming industry customer base for now.

This customer base has a good opportunity for growth over the next two years.

Currently, it is legal for British residents to bet or gamble online from home. About 800,000 adults do so every month, according to the Department of Culture Media and Sport. It is also legal to run a site in the UK that takes bets for, e.g., horseracing.

However, it is not lawful for a company to run an online casino if its equipment and payment processing are in Britain because the Gaming Act of 1968 requires punters to be present in person where the gaming is taking place. This is set to change.

Next gen security for virtualised datacentres

More from The Register

next story
Ice cream headache as black hat hacks sack Dairy Queen
I scream, you scream, we all scream 'DATA BREACH'!
Goog says patch⁵⁰ your Chrome
64-bit browser loads cat vids FIFTEEN PERCENT faster!
NIST to sysadmins: clean up your SSH mess
Too many keys, too badly managed
Scratched PC-dispatch patch patched, hatched in batch rematch
Windows security update fixed after triggering blue screens (and screams) of death
Researchers camouflage haxxor traps with fake application traffic
Honeypots sweetened to resemble actual workloads, complete with 'secure' logins
Attack flogged through shiny-clicky social media buttons
66,000 users popped by malicious Flash fudging add-on
New Snowden leak: How NSA shared 850-billion-plus metadata records
'Federated search' spaffed info all over Five Eyes chums
Three quarters of South Korea popped in online gaming raids
Records used to plunder game items, sold off to low lifes
Oz fed police in PDF redaction SNAFU
Give us your metadata, we'll publish your data
prev story

Whitepapers

5 things you didn’t know about cloud backup
IT departments are embracing cloud backup, but there’s a lot you need to know before choosing a service provider. Learn all the critical things you need to know.
Implementing global e-invoicing with guaranteed legal certainty
Explaining the role local tax compliance plays in successful supply chain management and e-business and how leading global brands are addressing this.
Backing up Big Data
Solving backup challenges and “protect everything from everywhere,” as we move into the era of big data management and the adoption of BYOD.
Consolidation: The Foundation for IT Business Transformation
In this whitepaper learn how effective consolidation of IT and business resources can enable multiple, meaningful business benefits.
High Performance for All
While HPC is not new, it has traditionally been seen as a specialist area – is it now geared up to meet more mainstream requirements?