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Dabs.com offers free online credit

Online offline approval

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Online retailer dabs.com is offering its customers interest free online financing for any purchase over the value of £500.

The site teamed up with Halifax-Cetelem to create an online finance approval process. Check-out with more than £500 of goods, choose the interest free finance payment option, fill in your details, wait while a background credit check is performed - and Bob's your uncle.

Nearly.

The process isn't entirely digitised; credit-approved customers must wait to receive a paper form in the mail to sign and return for final approval before the order can ship.

A company spokeswoman says the technology is in place for customers to print off a PDF document to sign and mail in, but there are some legislative issues to overcome first. ®

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